Banks in Arizona: Traditional Lenders to Borrow Money From

When it comes to loans, there are many different options in America. You can borrow money from traditional lenders such as banks or credit unions. You can also turn to private lenders.

Private lenders are usually a bit more loyal to their borrowers and allow people with less than an excellent credit score to take out loans.

At the same time, banks, for example, usually offer lower interest rates.

So, here is a list of some banks in Arizona that offer affordable loans.

Republic Bank of Arizona

Republic Bank of Arizona is a locally-owned community business bank dedicated to serving Arizona. Local leadership, local decision-making, and personalized service keep us focused on our community in and around the Greater Phoenix area.

Its clients are at the center of everything the bank does. Republic Bank of Arizona offers competitive rates and a range of banking products and services designed to help you meet your financial goals.

National Bank of Arizona

National Bank of Arizona was founded on a mission of building local relationships and providing exceptional customer service. More than 30 years later, our approach hasn't changed. It still prides itself on providing local expertise and delivering award-winning service.

The bank believes trust and responsibility go hand in hand, and it takes seriously the trust its clients place in it. The decisions the National Bank of Arizona makes are guided by how it will benefit its clients, its communities, and the environment.

The bank views conscientious actions such as smart lending practices, encouraging employee volunteerism, and growing our state's economy as more than just sensible goals.

Arizona Bank & Trust

At Arizona Bank & Trust, decision-making is kept to a local level, and bankers are unwaveringly committed to deeply understanding every intricacy of every customer's financial relationship.

Because when that happens, a bank, even one with over $19 billion in assets and the backing of a company with national outreach, doesn't just feel like a partner, it feels like an extension of your family. Its unmatched dedication to customer service is strengthened by our parent company, HTLF, a multi-billion financial services company that matches our loyalty to the principles of community banking and has been named a Forbes Best Bank 2022, 2021, 2020, 2019, 2018, 2017, and 2013.

MidFirst Bank

MidFirst Bank occupies a rare position within the banking industry. With assets totaling $33.1 billion, MidFirst Bank is the largest privately owned bank in the country. This combination of size and private ownership provides its customers with a special brand of banking. MidFirst Bank competes effectively with larger banks in terms of products and services but provides customers with the service and flexibility of a community bank.

MidFirst Bank serves approximately 900,000 accounts for customers nationwide and offers a full range of personal, commercial, trust, private banking, and mortgage banking products and services. MidFirst is a strong commercial real estate lender and a major servicer of mortgage loans nationally.

Alliance Bank of Arizona

Founded by local business and banking experts, Alliance Bank of Arizona offers a highly personalized banking experience with a focus on exceptional service. A broad range of solutions. A commitment to building relationships. And ready access to decision-makers.

Alliance Bank of Arizona works hard to lead by example to support our communities. That's why its many talented employees commit their time and expertise, often serving in leadership roles, to a wide range of charitable and civic organizations throughout Arizona.

First Citizens Bank

First Citizens Bank Bank is poised to be the 19th largest national bank, with over 100 billion total assets.

While it has several physical branches in Arizona, First Citizens Bank reaches a nationwide audience through its online presence.

They are big enough to have all the products and services customers need – including checking, savings, credit cards, mortgages, loans, CDs, and insurance – but small enough to be a community bank.